MONEY: DEALS ON WHEELS ; AUTO Direct GET IT RIGHT FIRST TIME

Q My car insurance is due for renewal, how can I ensure that I'm getting the best deal?

A With so much competition in the car insurance market these days, it does pay to get quotes from lots of different companies when your policy is due for renewal.

Don't presume that your current insurer is giving you the best deal. But as most of us lead such busy lives we don't always have time to ring around and get the quotes.

Just one call to Auto Direct can solve this problem. They search more than 25 insurance companies to help you find the best deal.

There are a number of ways you can reduce your annual premium at renewal:

If your car is kept in a garage or on the drive overnight, make sure your insurer knows this.

Fit an approved immobiliser to your car if it doesn't have one as standard

Add or increase a voluntary excess (an additional sum you agree to pay towards the cost of any insurance claim) on your policy

If you're considering changing cars on or before your insurance renewal remember that smaller models are not only cheaper to tax but can also be cheaper to insure.

For more advice on motor insurance, call 0800 781 9665 or visit www.mirrorsure.co.uk/insurance.

(c) 2007 Daily Mirror. Provided by ProQuest Information and Learning. All rights Reserved.